Motivated Money

Peter Thornhill’s bestselling book simplifies investing for every stage of life — without the jargon, hype, or guesswork.

6th Edition now available in print and eBook
Over 80,000 copies sold worldwide
A no-nonsense guide to long-term wealth creation

Also available as an eBook to read on your favourite device.

Why Motivated Money?

A straight-talking book that demystifies the sharemarket and empowers everyday Australians to take control of their financial future.

Motivated Money challenges conventional thinking and shows how investing in productive assets — especially industrial shares — can offer a more secure and rewarding path than traditional “safe” options. Peter Thornhill shares his decades of experience in a simple, engaging style that’s accessible to anyone, whether you’re just starting out or managing retirement savings.

This book is not about timing the market or chasing hot stocks — it’s about building long-term wealth through discipline, understanding, and clarity.

What You’ll Learn Inside

Clear, actionable lessons designed to shift your mindset and reshape your financial future.

Why volatility is not the same as risk

Why term deposits may be riskier than shares

How to use dividend income as a foundation for financial freedom

The truth about market crashes — and why they’re not what you think

Why looking backwards can damage your wealth

How to stay the course, even when markets panic

Meet the Author: Peter Thornhill

40+ years in financial services. 1000+ presentations delivered.
One clear message.

Peter Thornhill has spent over four decades helping Australians understand the sharemarket. His career spans senior roles in both Australian and UK financial institutions, including time as a director of one of the UK’s largest unit trust groups.

Since returning to Australia in the late 80s, Peter has earned a reputation as one of the country’s most compelling investment speakers. He believes that successful investing is less about market timing and more about human behaviour — and that long-term wealth is best built through steady investment in productive assets.

Today, Peter is the principal of Motivated Money and continues to speak, consult, and inspire new generations of investors through his book and presentations.

“I prefer the safety and security of the sharemarket to risky assets like term deposits.”

What Readers Are Saying

Tried-and-tested wisdom that resonates with readers
from all walks of life.

"Such a great down to earth read that doesn't beat around the bush. The information provided is relevant and actionable. I have purchased copies for both my children, and recommended to many friends. It helps you not only set a path but feel like you really can achieve it with a little hard work and smart decisions. With so many get rich schemes arounds, some good sound advice is welcomed. You will never look at shares and property in the same way. I will add that if you're a real team property person, you will find this book steers you in a more shares driven strategy, but if you read it with an open mind, and willing to really learn, you may be surprised and have your mind changed or at the very least be open to diversifying. Highly recommend."

Rennee

"Peter's book is the one I recommend to people with regards to investing in the share market. The recommendation is for both novice and sophisticated investors and all in between. 'Simple, but not easy' is a quote that many people use describing various pursuits and it's most relevant to investing. After reading the book you might catch yourself thinking "this is so simple why haven't I been doing this all along?" It's not easy because we 'get in our own way' to implement what works and we get distracted by information overload. Peter's book provides a philosophy - a framework for long term investing, with an emphasis on dividends and growth of dividends over time. It's the antidote to stress and worry related to share market investing."

Simon Condon

"This is a life changing book for me and guessing for anyone who has read this with clear learning mind. It gives you directions and answers the most important question “why” with comparison, graphs and examples. Highly recommend the book to anyone starting their financial journey, after RDPD this is one book that gave me a good feeling of achieving some knowledge.. thanks Peter Thornhill"

Gautam

Start Building Wealth the Boring Way

Ready to Take Control of Your Financial Future?

Motivated Money gives you the tools, clarity and confidence to invest with purpose — and without the noise. Join thousands of Australians who have already made the shift.

Also available as an eBook to read on your favourite device. Click the button below to purchase.